

There are also people who do not entitle to life insurance because of their specific illness.

The best part is that once you purchase the policy RATES ARE FIXED FOR LIFE so the younger you start, the cheaper and affordable it is.įor example, it’s only $15 to 25 monthly for a 50 years old to get a final expense policy (with price locked in for the rest of her life) but if instead you choose to wait until you’re well in your 70s or 80s, the cost will be much higher as you can see below. There are also some open care senior plan review plans that take care of funeral expenses, but not everyone can afford life insurance just to cover funeral expenses. GUARANTEED FIXED for LIFE, if in good health at the time of policy purchase). Click HERE to see instant rates Open Care Seniors Plans Life insurance from 6.96/mo Peace of mind in times of need for your family, with OpenCare Final Expense Plans for Seniors If you're currently between the ages 18 to 85 (coverage may be available to age 121) you may choose from one of the three options from OpenCare Senior Plans (or any combination of these): TERM LIFE (ages 18-75), GUARANTEED ISSUE LIFE (issue ages 25-85), and FINAL EXPENSE WHOLE LIFE (ages 18-85). towards these expenses ($2,000 benefit for Female, age 50 = $7.49/mo. Your family may not be able to come up with $8,000 to $12,000 to cover unexpected final expenses, so it makes sense to get a low contribution monthly plan where you pay as low as $7.49/mo. Second, your coverage is never canceled due to age or health. Final expense is a smaller permanent life insurance policy typically intended to help older adults cover funeral costs and other end-of-life expenses. You are fully covered when the program begins without the 2- year waiting period. First, your coverage begins since day 1, 100 coverage. Our SENIOR CARE plan is a WHOLE LIFE insurance that will help pay for FINAL EXPENSES and give you and your family peace of mind. Final expense offers 5 main benefits not all policies give you. ($7.49 rate is for $2,000 benefit for Female, non-smoker age 50, good health)
